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Personal Accident

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Product Guide
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Accident and Health

Within the Accident and Health line of business, we write a Worldwide Direct and Reinsurance book of business for commercial lines and standard personal lines business. This includes Professional Sports Disability Business.

Partnership Approach

At the forefront of our approach is the way we value regular contact with our Coverholders and Brokers, helping to build lasting relationships.

AmTrust Core Philosophy

Supporting this goal for long term partnerships, we seek only to trade with specialists who are expert in their respective segment and geographic regions.

Intelligent Risk Solutions

By creating mutual trust in these relationships, we empower and encourage our Producers and Coverholders on behalf of AmTrust at Lloyd's to write and bind business and provide flexible and innovative solutions for their customers.

Risk Appetite

Our preferred business types are as follows:

  • Individual or Group Accident and/or Sickness Including Professional Sports and Disability
  • Travel
  • Medical
  • Infectious Diseases
  • Loss of License to Pilots
  • Aviation Personal Accident


Our territorial areas of business are many and varied with the following being our largest by income:

  • United Kingdom
  • USA
  • Canada
  • Oceania
  • Western Europe


We specialise in leading and writing the following:

  • Direct and Facultative business
  • Binding Authorities
  • Lineslips

Risk Coverages

  • Individual and Group Personal Accident & Sickness
  • Aviation Personal Accident
  • Pilot, Flight Engineers and Air Traffic Controllers Loss of Licence
  • Key Person Policies
  • Professional Sports
  • Professional Entertainers
  • War & Higher Hazard Personal Accident
  • Credit Card Personal Accident
  • Medical Expenses
  • Group Travel
  • Marine Crew Personal Accident
  • Groups and Individuals Income Replacement

Get In Touch

To find out more about the AmTrust at Lloyd's PA team please contact