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Sagicor recognises and has implemented an Enterprise Risk Management framework which is vital to core business decisions. Sagicors financial continuity is powered by the identification, evaluation, and utilisation of effective controls for handling of risks which have arisen out of the business plan in accordance with defined Risk Appetites and Risk Bearing Capacity. All of which is clearly outlined by the Risk Management Department in its Risk Management Policy.
The risk management process is embedded within the business with regular performance of the Own Risk and Solvency Assessment (ORSA), as required for Solvency II. ORSA integrates the business strategy with the key processes of risk and capital management in building an assessment of the current and future solvency capital requirements and therefore provides assurance that the business is and will remain well capitalised.
Sagicor Strives to:
For more information about the Risk Management department within Sagicor, please email;